APPLY ON-LINE NOW FOR INDIVIDUAL OR FAMILY HEALTH INSURANCE
Rates & Benefits
are shown

 

Life Settlements, Health Insurance, Group Health Insurance,
Medicare Supplement Insurance, Long Term Care Insurance and Term Life Insurance


Melham & Associates , since 1966
281-679-5100

sales@4quickquotes.com

    Home
Company Profile
COBRA
Representative Companies Links
Contact Us
Wills
 
   

Life Settlements

Are you or someone you know over the age of 65 and have an unwanted term or permanent life insurance policy of $250,000.00 or more?

“During the course of my practice, I have encountered many seniors who feel trapped with unwanted or underperforming life insurance policies. Some seniors have let such policies lapse or they have accepted a very low cash surrender value for an otherwise valuable asset. Are you aware that you now have an option to access the fair market value of unwanted life insurance policies which is considerably higher than the cash surrender value?

A life settlement is a financial transaction in which a policy owner possessing an unneeded or unwanted life insurance policy sells the policy to a third party for substantially more than the cash value offered by the life insurance company. Life settlements are important because they can result in significant cash for you rather than accepting the lower cash surrender value from the issuing life insurance company.

Would you like to know what your policy is worth?

For more literature, read the articles below.

Life Settlement Overview
A New Look at Life Policies

You Have A Choice
Wall Street Journal - Treating your Life Policy as an asset
The Economist - New Lease on Life
Untapped Insurance Policy Wealth
Unneeded Life Insurance Policies
Uncover the Hidden Value
Option to cash in on your Life Insurance
Turn Unneeded Policies into Cash
Converting a Term Policy
Banking Law Journal

 

 

   
   
   
   
   
   
 
Prescription Drug Card, Dental, Vision